www.nytimes.com/2020/01/16/opinion/sunday/china-economy-trade.html

Instead of being fragmented among dozens of apps — one for Starbucks, others for Amazon and airlines and so on — much of Chinese commerce happens within one of two digital networks — WeChat Pay and Alipay. People open one app and can pay for almost anything, in stores or online. The simplicityencourages further retail innovations, and Facebook and Google are trying to mimic this model. It feels like the future of commerce.